سياسة الخصوصية

Third-party AI

If you choose Allow and send, Ask Wize sends your question and financial context through our servers to OpenAI. Receipt scanning sends your selected image. Canceling sends nothing. AI can be inaccurate; review every result. These optional services are separate from bank-message parsing.

Bank messages and account deletion

Optional bank-message import: Wize processes messages you paste or forward through Apple Shortcuts after consent. Message text is processed temporarily; extracted transaction fields, sender, connection status and message fingerprints are stored. Drafts change balances only after your confirmation. Wize does not read your iPhone inbox, and Android SMS access is not included in this release. Pause or revoke connections in Bank messages and disable the Apple automation to stop forwarding.

Use Settings → Delete My Account to delete account records and uploaded files. Wait for confirmation; errors mean cleanup may be incomplete. Contact info@smartsidea.com if you cannot access the app or need help completing deletion. A minimal account identifier and deletion status/timestamps are retained to block old sessions and track incomplete cleanup; they do not contain financial records or message text. Operational service logs are separate.

Account deletion instructions

1. Introduction & Scope

At WIZE, we are committed to protecting the privacy and personal financial data of our users. We handle all data with the highest levels of responsibility, security, and transparency. This policy explains how we collect, use, process, store, and protect your data.

By using WIZE, you acknowledge that you have read, understood, and agreed to this Privacy Policy.

2. Data We Process

Directly Provided

• Full name or username
• Email address
• Encrypted password
• Language and preferences

Financial Information

• Income and sources
• Expenses and categories
• Savings goals and budgets
• Assets (cash, real estate, gold, vehicles)

Technical Data

• IP address
• Device type and OS
• Crash reports and diagnostics

3. How We Use Your Data

• Creating and managing user accounts
• Tracking income/expenses and displaying dashboards
• Analyzing spending behavior, generating personalized insights
• Sending budget alerts and savings reminders
• Protecting accounts and preventing unauthorized access

4. Data Retention

• Account data: kept while active; use the deletion process described above.
• Financial account records: removed through account deletion
• Technical logs: up to 12 months

5. Data Sharing

We do not sell user data to third parties. We may share limited information with cloud hosting, analytics services, and government authorities when legally required.

6. Security

We use HTTPS/TLS encryption in transit, secure password hashing, secure servers, firewalls, and regular security updates.

7. Your Rights

• Access your personal data
• Correct inaccurate information
• Delete account data using the process described above
• Restrict or object to processing
• Withdraw consent anytime

8. Contact

For privacy requests: info@smartsidea.com