سياسة الخصوصية

1. Introduction & Scope

At WIZE, we are committed to protecting the privacy and personal financial data of our users. We handle all data with the highest levels of responsibility, security, and transparency. This policy explains how we collect, use, process, store, and protect your data.

By using WIZE, you acknowledge that you have read, understood, and agreed to this Privacy Policy.

2. Data We Process

Directly Provided

• Full name or username
• Email address
• Encrypted password
• Language and preferences

Financial Information

• Income and sources
• Expenses and categories
• Savings goals and budgets
• Assets (cash, real estate, gold, vehicles)

Technical Data

• IP address
• Device type and OS
• Crash reports and diagnostics

3. How We Use Your Data

• Creating and managing user accounts
• Tracking income/expenses and displaying dashboards
• Analyzing spending behavior, generating personalized insights
• Sending budget alerts and savings reminders
• Protecting accounts and preventing unauthorized access

4. Data Retention

• Account data: kept while active. You can permanently delete your account and all associated data at any time from inside the app (Settings → Delete My Account) — deletion is immediate.
• Financial records: up to 5 years for legal/accounting compliance
• Technical logs: up to 12 months

5. Data Sharing

We do not sell user data to third parties. We may share limited information with cloud hosting, analytics services, and government authorities when legally required.

6. Security

We use HTTPS/TLS encryption in transit, secure password hashing, secure servers, firewalls, and regular security updates.

7. Your Rights

• Access your personal data
• Correct inaccurate information
• Permanently delete your account and all data, immediately, from inside the app
• Restrict or object to processing
• Withdraw consent anytime

8. Contact

For privacy requests: info@smartsidea.com